Pure Water Refill Station (Sachet/Bottle)

Operate a NAFDAC-registered water refilling station providing 20-litre bottles at ₦300–₦500 each. Estates, offices, and homes are permanent customers who order 5–20 bottles weekly.

Monthly Potential

₦2k–₦50k

Difficulty

Beginner Friendly

Capital Needed

₦500,000

Income Period

Per Day

🧠 Skills You'll Need

Daily Cash NAFDAC Recurring RO Water System 20L Bottles Sealing Machine Dispatch Motorcycles NAFDAC License

📍 Works Best In

Lagos Abuja Port Harcourt Nationwide

🚀 How to Get Started

1

Get NAFDAC water refilling station license — apply through NAFDAC nearest office (2–4 weeks)
2

Install RO (Reverse Osmosis) water treatment system — ₦300k–₦1m depending on capacity
3

Source food-grade 20-litre bottles (₦2,000 each) and caps — 200 bottles is minimum stock
4

Hire dispatch riders to deliver — customers order via WhatsApp and pay on delivery
5

Scale: add sachet water production line for roadside and market sales — doubles volume quickly

🎓 Sign Up Free to Get Pure Water Refill Station (Sachet/Bottle) Course

💰 Ways to Fund This

National MSME Awards Grant (FG "Renewed Hope for MSMEs")

₦100,000–₦5,000,000

Grant

Registered or registering Nigerian MSME (CAC registration usually required or fast-tracked). Application windows open periodically, not year-round.

📊 Non-repayable grant — no interest, no repayment.

🌐 Apply

SMEDAN Programmes (free registration, training, grant windows)

₦0–₦3,000,000

Government Fund

Nigerian-owned micro or small business. Free CAC business name registration via the CAC-SMEDAN partnership is a common entry point.

📊 Varies by scheme — many components are free or grant-based; some link to subsidized loans.

🌐 Apply

NIRSAL Microfinance Bank — AGSMEIS (Agri-Business/SME Investment Scheme)

₦500,000–₦10,000,000

Microloan

Nigerian SME or agribusiness owner; must complete a NIRSAL-approved Entrepreneurship Development Institute (EDI) training and get a completion certificate before disbursement.

📊 9% per annum interest (non-interest/Sharia-compliant option also available) — well below commercial or fintech rates. Up to 18-month moratorium before repayment starts.

🌐 Apply

NIRSAL Microfinance Bank — Targeted Credit Facility (TCF)

₦50,000–₦25,000,000

Microloan

Nigerian household, micro-enterprise, or small business; originally COVID-era, has continued as a general SME/household facility — confirm current status before applying.

📊 5% per annum interest — among the cheapest business credit available in Nigeria.

🌐 Apply

⚠️ Informational only — not financial advice. Confirm current terms directly with each provider before applying, and borrow only what you can repay.