Executive Car Hire & Chauffeur Service

Provide professional chauffeur-driven car hire to executives, diplomats, NGO visitors, and corporate clients. Long-term executive transport contracts with corporations pay ₦200k–₦600k/month per vehicle.

Monthly Potential

₦5k–₦150k

Difficulty

Intermediate

Capital Needed

₦6,000,000

Income Period

Per Month

🧠 Skills You'll Need

Premium Transport Recurring B2B WhatsApp Business Google Maps Fuel Tracker App Invoice App (Wave) Paystack

📍 Works Best In

Lagos Abuja Port Harcourt Nationwide

🚀 How to Get Started

1

Acquire: clean Toyota Camry or Prado (2018+), serviced and immaculate — presentation is everything at this level
2

Build a professional presence: business cards, WhatsApp Business with professional profile, website (basic)
3

Target: embassies and consulates, multinational company HR, hotel concierges (they refer corporate guests constantly)
4

Charge: half-day (4 hours) ₦30k–₦60k, full-day ₦60k–₦120k, monthly retainer ₦200k–₦600k per corporate client
5

Scale: add vehicles one by one — each vehicle fully utilized on a corporate contract is self-funding the next purchase

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💰 Ways to Fund This

NIRSAL Microfinance Bank — AGSMEIS (Agri-Business/SME Investment Scheme)

₦500,000–₦10,000,000

Microloan

Nigerian SME or agribusiness owner; must complete a NIRSAL-approved Entrepreneurship Development Institute (EDI) training and get a completion certificate before disbursement.

📊 9% per annum interest (non-interest/Sharia-compliant option also available) — well below commercial or fintech rates. Up to 18-month moratorium before repayment starts.

🌐 Apply

NIRSAL Microfinance Bank — Targeted Credit Facility (TCF)

₦50,000–₦25,000,000

Microloan

Nigerian household, micro-enterprise, or small business; originally COVID-era, has continued as a general SME/household facility — confirm current status before applying.

📊 5% per annum interest — among the cheapest business credit available in Nigeria.

🌐 Apply

Bank of Industry (BOI) — MSME & Sector-Specific Loans

₦250,000–₦10,000,000

Government Fund

Registered Nigerian business (CAC registration typically required); requirements vary by specific BOI scheme (manufacturing, women, youth, etc.).

📊 Government-subsidized rates, typically well below commercial bank rates — confirm current scheme terms.

🌐 Apply

⚠️ Informational only — not financial advice. Confirm current terms directly with each provider before applying, and borrow only what you can repay.