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trade
Residential Deep Cleaning Service
Offer professional home deep cleaning to busy middle-class families in Lagos, Abuja, and Port Harcourt. A 3-hour home clean earns ₦15k–₦50k; weekly recurring cleans build stable monthly income.
💰 Ways to Fund This
SMEDAN Programmes (free registration, training, grant windows)
₦0–₦3,000,000
Government Fund
Nigerian-owned micro or small business. Free CAC business name registration via the CAC-SMEDAN partnership is a common entry point.
📊 Varies by scheme — many components are free or grant-based; some link to subsidized loans.
Tony Elumelu Foundation (TEF) Entrepreneurship Programme
₦5,000–₦5,000
Grant
African entrepreneur, early-stage or existing business, apply during the annual window (typically opens Jan–Mar).
📊 Non-repayable seed capital (US$5,000) plus a 12-week mentorship and training programme.
Cooperative Society Loan
₦5,000–₦500,000
Cooperative
Membership in a registered cooperative society (workplace, community, or trade-based).
📊 Typically the lowest-cost option available — often single-digit or interest-free among trusted members.
⚠️ Informational only — not financial advice. Confirm current terms directly with each provider before applying, and borrow only what you can repay.